One family picture. Everyone keeps their privacy.
Worthken is a family net worth tracker: each person has a private login, joint and family-owned assets roll up into one family view, and you choose what is shared.
Today
- One person keeps the spreadsheet, and nobody else can read it.
- Joint assets get double counted, or not counted at all.
- Parents' assets and loans to family are invisible until they matter.
With Worthken
- Separate logins that roll up into a family bucket.
- Ownership shares for joint and family assets, counted once.
- Emergency and legacy access for the people you trust.
Your whole financial life, at a glance.
Not another budgeting app. Worthken answers one question beautifully, what you're worth, and then shows you exactly why.
One number you can trust
Your net worth, how much it moved and why, on the first screen. Scrub the trend chart to any day. Details are one tap away, never in your face.
- Change attribution: markets vs. new money vs. debt paid down
- Owned vs. owed vs. money you can actually use
- Daily snapshots, so history builds on its own
A world view of your money
See what you hold in each country, in its own currency, and switch your home currency in one tap. Built for people with a 401(k) in the US and a flat in Pune.
- Original currency always kept, never rounded away
- Live FX with the rate and time shown
- Locale-aware numbers: ₹1.2 Cr and $1.2M
Every asset. Every debt.
Cash, stocks, funds, retirement accounts, real estate, crypto, gold, RSUs, insurance with cash value, hand loans. And on the other side: mortgages, cards, education loans, BNPL.
Automatic where possible
Link US banks and brokerages through secure, read-only providers. Import Indian mutual funds from your CAS statement. Prices and exchange rates update on their own.
Property, estimated honestly
Real estate gets an estimate with a range and a confidence level, never a fake-precise number. Know better? Override it, and Worthken remembers why.
Built for families
Each person keeps their own private login. Joint and family-owned assets roll up into a family view, with privacy controls for what is shared.
An end-to-end encrypted vault
Keep deeds, loan agreements and statements next to the assets they belong to. Encrypted on your device; we can't read them.
Emergency and legacy access
Choose a trusted person who can see the full picture if something happens to you, with a waiting period you control.
Guides for you
How to track family net worth without losing privacy
How couples and families can track a shared net worth: separate logins, ownership shares for joint assets, sharing rules and emergency access.
How to calculate your net worth (with multiple currencies)
A step-by-step guide to calculating net worth: list assets, subtract liabilities, and convert everything held in other currencies into one home currency.
Questions, answered.
Can my family use Worthken together?
Yes. Each person keeps a private login, and joint or family-owned assets roll up into a family view. You decide what is shared, and can set up emergency access for someone you trust.
Is my data safe?
Worthken uses passkeys with mandatory two-factor authentication, encrypts provider tokens with keys from a managed KMS, end-to-end encrypts vault documents, and never puts balances or account numbers in logs. Your data is never sold or used for ads.
Can Worthken move my money?
No. Worthken is read-only by design. It can see balances and holdings, but it cannot move money, place trades or hold funds. That is a core architectural rule, not a setting you could accidentally change.
How much does Worthken cost?
Worthken is free during early access. At launch there will be Personal and Family plans priced per person, with two countries included and more available as add-ons. Your data is never locked: if a payment fails, you keep read-only access.
Early access · free
Everything you've built deserves to be seen.
Drop us a line. We’re inviting people in small batches, starting with anyone whose money lives in more than one country.
Free during early access. We read every one.
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