Questions, answered.

Worthken is a private, read-only net worth tracker for people with money in more than one country. It brings bank accounts, investments, retirement accounts, property, loans and cards across the US, India and other countries into one number, in any home currency.

No. Worthken is read-only by design. It can see balances and holdings, but it cannot move money, place trades or hold funds. That is a core architectural rule, not a setting you could accidentally change.

Worthken launches with the United States and India, including US accounts like 401(k)s and brokerages and Indian assets like mutual funds, PPF, EPF, NPS and fixed deposits. You can add assets from any country by hand today, and each new country is added as a country pack.

Every holding keeps its original currency. Worthken converts to your chosen home currency with live exchange rates, shows the rate and time it used, and lets you switch home currency in one tap. Numbers follow local formats, like ₹1.2 Cr or $1.2M.

Upload your Consolidated Account Statement (CAS) and Worthken imports your Indian mutual fund holdings, then values them with daily prices alongside your US accounts, in dollars or rupees.

Worthken uses passkeys with mandatory two-factor authentication, encrypts provider tokens with keys from a managed KMS, end-to-end encrypts vault documents, and never puts balances or account numbers in logs. Your data is never sold or used for ads.

No. Worthken provides information, not advice. It explains what changed in your net worth and why, but never recommends investments or sells financial products.

Yes. Each person keeps a private login, and joint or family-owned assets roll up into a family view. You decide what is shared, and can set up emergency access for someone you trust.

Worthken is free during early access. At launch there will be Personal and Family plans priced per person, with two countries included and more available as add-ons. Your data is never locked: if a payment fails, you keep read-only access.

Worthken is in private beta. Email hello@worthken.com (or use any "Get early access" button) and we will invite people in batches, starting with those whose money spans the US and India.